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You were great! We tried refinancing at two other banks but got denied. You were able to get us approved and we still got a low mortgage rate. I already told my brother to use you and you can expect more referrals from me. Thank you for everything.

Charles R, • Denver, CO

 

My family loves our new home. This is our first home and we appreciate you helping make this happen. We expected this to be a very tough process but you and your company were extremely nice. Your personal touch made this easy. Please enjoy the cookies!

Warren W, Columbus, OH


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Downs Financial loan state disclosure requirements

Downs Financial is a licensed mortgage broker. The following states require disclosure of licensing information:

State License#
California -Licensed by the department of Corporations under California Residential Mortgage Lending Act 1267174
Colorado LMB 100010330
Florida MBR 476
Georgia GRMA#17701
Idaho MBL-3915
Maryland 9928
New Mexico 2177
Oregon ML-2685
Pennsylvania. Licensed as a first mortgage banker by the Department of Banking and licensed pursuant to the Pennsylvania Secondary Mortgage Loan Act 27044
Texas; Figure: 7 TAC §80.200(b)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
8546
Tennessee 4056
Utah 5499135-NMLC
Virginia State Corporation Commission, www.nmlsconsumeraccess.org NMLS# 3041

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Downs Financial - 1159 S. Clayton St. Denver, CO 80210
Toll Free: 866-745-5989
Local: 303-370-7300

Downs Financial is a BBB Accredited Business. Click for the BBB Business Review of this Mortgage Brokers in Denver CO Proud member of the Better Business Bureau