Downs Financial is a Better Business Bureau (BBB) Accredited Business and earned a grade of A+ through the BBB’s rating system.
More Testimonials ->
You were great! We tried refinancing at two other banks but got denied. You were able to get us approved and we still got a low mortgage rate. I already told my brother to use you and you can expect more referrals from me. Thank you for everything.
Charles R, • Denver, CO
My family loves our new home. This is our first home and we appreciate you helping make this happen. We expected this to be a very tough process but you and your company were extremely nice. Your personal touch made this easy. Please enjoy the cookies!
Warren W, Columbus, OH
Downs Financial loan state disclosure requirements
Downs Financial is a licensed mortgage broker. The following states require disclosure of licensing information:
|California -Licensed by the department of Corporations under California Residential Mortgage Lending Act||1267174
|Pennsylvania. Licensed as a first mortgage banker by the Department of Banking and licensed pursuant to the Pennsylvania Secondary Mortgage Loan Act||27044|
|Texas; In Texas – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov.||8546|
|Virginia State Corporation Commission, www.nmlsconsumeraccess.org||NMLS# 3041|