Downs Financial is a Better Business Bureau (BBB) Accredited Business and earned a grade of A+ through the BBB’s rating system.
More Testimonials ->
You were great! We tried refinancing at two other banks but got denied. You were able to get us approved and we still got a low mortgage rate. I already told my brother to use you and you can expect more referrals from me. Thank you for everything.
Charles R, • Denver, CO
My family loves our new home. This is our first home and we appreciate you helping make this happen. We expected this to be a very tough process but you and your company were extremely nice. Your personal touch made this easy. Please enjoy the cookies!
Warren W, Columbus, OH
With so many loan choices, how do you
pick the right one? This section highlights the
loans we offer at Downs Financial, so that you can compare
and decide which one fits best into your financial future.
Fixed Rate Mortgages
Enjoy stable monthly payments.
- Rate and payment fixed as a 30 year term but
has a balloon payment at the end of 15 years (note
15, 20 and 30 year fixed
- The rate is fixed for entire term of the loan
offering stability throughout the entire term of
Traditional ARMs (Adjustable Rate Mortgages)
Start with the stability of a fixed-rate
mortgage then convert to the flexibility of an ARM.
- 30 year mortgage with the
interest rate fixed for 2 years and then can stay
the same or adjust up depending on the market.
Offers the lowest interest rate right now.
Great for rebuilding your credit while getting the
lowest rate available to you.
- Same as above but rate is fixed for 3 years and
5/1 and 7/1 ARM
- 30 year mortgages with rates fixed
for 5 or 7 years. Very common with jumbo size
Jumbo home loans up to $3,000,0000
Home Equity loans (second mortgages)
- Terms from 10 to 20 years including
30/15 (offers lowest payment available)