Most home mortgage lenders operate very slowly. Once you apply for a home mortgage, they take days to process the loan. After a few days, they contact you about your application. They tell how much you qualify for, and in many cases, tell you that you don't qualify at all because of credit problems. At Downs Financial, we do things just a little differently.
At Downs Financial, we actually begin the process in minutes, not days. Once you complete our simple registration form, we get back to you within 15 minutes. When you are ready to get your mortgage started, we are there to keep the momentum going. In addition, 80 percent of the business we handle is with people who have bad credit, so there's no reason to let a poor credit record stand in your way.
We are also unlike many of the lending agencies that are advertised on the Internet. Most of the home mortgage companies are actual mortgage brokers. This means that they take your information and go out to other companies trying to find someone who will give you a mortgage. Downs Financial, on the other hand, is a direct lender. We actually give our own money away. This means that we can work with many different types of credit situations. In addition, we can get people better rates.
To find out how we can make getting a mortgage easier, simply fill out our short registration form. We will contact you within 15 minutes to discuss your individual needs. Let Downs Financial help you with your new mortgage or mortgage refinancing needs.