The condition of the United States economy has been changing. Because of this, tens of thousands of people have been met with lay-offs and seen their jobs disappear. This has led to an increase in foreclosures as individuals and families have been unable to make their monthly mortgage payments.
The reality is that many of these families could have saved their houses with just a slightly lower note. The difference of a couple of hundred dollars a month could have been the difference between foreclosures and keeping their piece of the American Dream. By taking advantage of current lower interest rates, you may be able to reduce your monthly mortgage. This extra money can mean the difference easily paying your mortgage and not paying it at all. Even if you already have bad credit, Downs Financial can help.
Downs Financial is a direct mortgage lender. A large majority of our customers are individuals with less than perfect credit. Because we are a direct lender, we are able to set our own criteria for who qualifies for a mortgage refinance. In addition, our rates are some of the most competitive available.
In order to see how a home refinance may help you, simply complete our short online registration form. Within 15 minutes, you will be contacted by a loan officer who is experience about refinance mortgages. That is all it takes to getting back on the road to a mortgage note you can afford.