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Bad Credit Mortgage Lenders

Many people do not realize the reality of a mortgage company. They may believe that the person they are seeing is actually lending them the money. Because of this, they may think that the interest rate and loan terms they are getting are the best they can get. In addition, if they have bad credit, they may just be happy to be getting a mortgage at all.

The fact of the matter is that most mortgage companies are actually brokering mortgages between the person wanting the loan and some other company that has money to lend. Because of this, the interest rate charged to a person with bad credit is often much higher. The reason for this is that the person actually lending the money is taking more of a risk to lend to someone with bad credit.

At Downs Financial, we are a direct lender. This means that when you speak to one of our experienced loan officers, you are talking to the company that is actually lending the money for the loan. Because of this, our rates on all mortgages, including those for people with bad credit, are often better than those of other companies.

To find out what we can do for you, fill out our short registration form. After submitting the answer to a few easy questions about the type of loan you desire, we will contact you in just 15 minutes. Get started today on the road to the mortgage you have always dreamed of.


Contact Information Tell Us About Your Property
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