Everyone has seen the commercials about companies that can get you multiple quotes on mortgages regardless of credit. While this is a great thing that can be done thanks to modern technology, it can also be confusing to the borrower. They may get a quote from a mortgage broker and think that they meet the criteria and are approved. They may also think that the first quoted rate is the one they will absolutely get.
The reality is that these mortgage quotes are just that: quotes. They are preliminary information based on the information you submitted. Once all of your information is processed, the rate could go up, or go away altogether. In addition, the time between the first quote and the actual approval process can take days, weeks, or longer.
Downs Financial tries to prevent all of that confusion. When you submit a mortgage quote request to us, you are submitting the request directly to the lender. We lend our own money, so we immediately know the criteria for lending money and whether you qualify. In addition, when you submit a quote request to us, you won't wait for an email. You will receive a personal telephone call from one of our loan officers in 15 minutes!
Downs Financial has been in business for nearly 10 years. In that time, we have worked with people with bad credit to get them the mortgage loans they deserve. Give us a try and let us take the confusion out of getting a mortgage.
