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Bad Credit Mortgage Rates

People with bad credit have become accustomed to paying more to borrow money. It is no secret that credit cards for those with bad credit have interest rates that can actually exceed 20 percent! In addition, most car loans for individuals with bad credit are normally several percentage points higher than for those with excellent credit.

In terms of mortgage rates for bad credit, the rules are not always as hard and fast. For example mortgage lenders take many things into account when approving a mortgage application. This includes time on the job, salary, and credit history. So, it is possible that the negatives in your credit report can be outweighed by other positives. Now, it is certainly true that many people with bad credit do pay higher interest for home mortgages. However, it is not always the case.

One of the ways to get the most competitive rate on a bad credit home mortgage is to deal directly with the mortgage lender. Downs Financial is a direct lender of mortgage loans. By loaning our own money, we are able to give individuals with all types of credit the most competitive rates that are available to them.

Get the process started right away by completing our short online application form. Once you submit the form, you will be contacted by us in just 15 minutes. We know that you are busy, so we want to help take the stress out of getting a home mortgage.


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