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Self-employed individuals often find themselves in the best and worst of situations. On the one hand, they are often in business for themselves. They are choosing how they work and with whom they work. This is the American Dream for most people. On the other hand, they may face rejection from the credit industry because they are viewed as having unstable work histories.

Downs Financial understands that there are many different types of employment situations. We understand that other lenders might shy away from self-employed individuals. We actually have a loan program to work with individuals who may have a difficult time verifying their income because they are self-employed or working almost entirely off commission. We have great rates on No Income Verification loans. These loans take into account your personal assets and your previous credit history to determine the interest rate of the mortgage. You don't need a bunch of pay stubs to qualify for this loan.

While the interest rate on a No Income Verification loan is often higher than traditional loans, you can still shop around for the best rate. This is where Downs Financial can help. We are a direct lender of home mortgage loans. This means that we have the most competitive rates on all of our loans because we set the terms for how we lend money.

If you need a No Income Verification loan, give Downs Financial the opportunity to help you. Our process is easier and faster than most mortgage companies. Simply fill out our short online registration form. Within 15 minutes, you will be contacted by an experienced loan officer who will get the process started and get you the loan you need faster.


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