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Best Refinance Mortgage Rates

2010 has seen the best mortgage refinance rates in nearly 40-years, according to Freddie Mac. For the past year or so, people in the financial industry have constantly talked about low interest rates. The fact is that the United States have seen some of the lowest interest rates ever. The Federal Reserve, the government agency that is the benchmark for all other lenders, has lowered interest rates to spur spending and growth in the economy.

  • FHA Refinance Rates
  • VA Mortgage Rates
  • Conventional Mortgage Rates

However, all of that is quickly changing. The Federal Reserve has raised interest rates several times in order to prevent too much growth too quickly. Because of this, the low interest rates that we previously saw are just about over. However, we are still in a period of interest rates that are lower than they will be for years or even decades to come.

Now is the time to take advantage of these lower interest rates by refinancing your home mortgage. By refinancing your mortgage, you can lower your monthly payments and possibly even take the cash from the equity in your home for other expenses for you and your family. This extra cash can be used to make home repairs, pay off higher interest credit cards, or just take a family vacation.
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Downs Financial can help refinance your current mortgage quickly and easily. By completing our simple online registration form, you will be contacted in 15 minutes or less by one of our professional loan officers. Only 15 minutes could be separating you from a lower monthly mortgage payment and even additional cash in your pocket.


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