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Home Equity Loan Companies

When applying for a home equity loan, it is important to shop around. It may seem like a good idea to go to your local bank or credit union to get the loan. Let's face it, you know these people and figure they will give you the best deal because you are a customer. The problem, however, is that these rates are sometimes much too high.

The reason that your local bank or mortgage company may not have the best rates has to do with cost. It costs them more to operate their business because they have more branches and offices. In addition, local economic conditions in your area may mean that local lenders can simply charge more for home equity loans. This is why shopping around is very important.

Downs Financial is an internet-based company that operates nationwide. Unlike other brick and mortar businesses, we can do businesses in every state without having to have a local office. This cuts down on our overhead. In addition, we are a direct lender of mortgage loans; this means that our rates are often better than many mortgage companies'. Many mortgage companies actually go out and find a lender for you, which may increase the interest rate and other fees charged for the loan.

For more information on our competitive rates, complete our short registration form. In 15 minutes you will be contacted by one of our loan officers. They will explain how Downs Financial can likely get you a lower interest rate on that home equity loan you need.


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