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Home Mortgage Quotes

When you ask for mortgage quotes from companies, the quotes are given with very little initial information. Typically, they are given based on personal information you supply to the mortgage company. This may include what type of credit you believe that you have, current debt, and current income situation. Some people are upset when they find that the initial quote for a monthly mortgage note changes throughout the application process.

There are reasons this can occur. The first reason has to do with your credit report. Many people are surprised to find that their credit report is not what they thought it was. This may be due to inaccurate information. It can also be due to not paying bills on time. For whatever the reason, this can cause the mortgage quote to change,

Another thing that can cause initial mortgage quotes to change is your job situation. If you are someone who changes jobs frequently, it can make you less favorable to a lender. The reason for this is that you appear unstable in your income, which could mean you are unstable in making money to pay your bills.

One way to avoid or at least lessen these surprises is to deal with the mortgage company immediately to get all of the information you and the company needs. Downs Financial is a company that will work with you throughout the process. Once you complete our online registration form, one of our experienced loan officers will contact you within 15 minutes. We know how important time can be to getting a mortgage. Let us get you on the right track from the very beginning.


Contact Information Tell Us About Your Property
First name:
Type of house owned:
Last name:
Type of loan desired:
Street address:
Current home value:
Balance remaining on mortgage:
Desired loan amount:
Home phone:
( )- -
Fixed or adjustable?
Current interest rate:
Work phone:
( )- - ext.
How would you rate your credit?
Email address:
How did you hear about Downs Financial?

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