Mortgage rates are currently at some of the lowest levels in history. Everyone is talking about how this is the time to get a new mortgage or refinance an existing mortgage. If you are someone who has excellent credit, you may think that any mortgage company can help you take advantage of these low rates.
In reality, most mortgage companies do not give the best interest rates for home loans. The reason is that they are not directly lending the money. They are actually going out and finding lenders who are willing to lend the money for your mortgage. This means that the interest rate can be higher than if you were going directly to the lender and cutting out the mortgage company.
This is where Downs Financial can help. We are a direct lender of mortgage loans. This means that you cut out the middleman. This also means that you get the most competitive rates for home mortgages. Simply having good credit is not enough to get the best rates. You also have to know who you are dealing with to get your loan in the first place.
In order to see our competitive rates on home mortgages, simply fill out a short online registration form. Once you submit the form, you can expect a call from an experienced loan officer in 15 minutes. We know that you are in a hurry, and we don't want to make you wait. Let us help you get started on getting the mortgage you need today.