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Home Mortgage Refinance Rates

It is impossible to say for certain where mortgage refinance rates are headed. In the past two years, interest rates have been at all-time lows. This has led more and more people to take out first time mortgages and to refinance their existing mortgages. It has been great time for homebuyers to get the loans they need at lower interest rates - which means lower monthly payments.

Home Mortgage Refinance Rates starting at 4.375%

Home Mortgage Refinance Rates
  • FHA Refinance Rates for All Credit Types
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  • Prime 30-Year Fixed Mortgage Rates

However, the good times could not last forever. Since the all-time lows, interest rates have steadily begun to increase. They are still lower than they have been in the past decade. They are certainly lower than previous periods, such as the 1980s! However, interest rates are increasing and most likely will continue to increase. Because of this upward trend, now is probably the best time to take advantage of a mortgage refinance. VA streamline refinance loans have become very popular as the Federal Reserve has reduced rates to 40-year lows!

By refinancing now, you can lower your monthly mortgage. In addition, you may have equity in your home that you could take as cash to use for other important items. This could include home repairs or paying off higher interest debt. Whatever the motivation, now is an excellent time to act.

Downs Financial can help you get the most competitive interest rates available. Complete our simple online registration form. In 15 minutes, you will be contacted by one of our loan professionals who can quickly get the process started. Time is important, and we believe in helping you get started as soon as possible.


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