If you're thinking about applying for a home mortgage, you know there are a lot of options available to you. Every time you turn on the TV or hop on the Internet, there are ads from mortgage banks and brokers trying to get your business. How do you know who's really offering the best deal? If you want to be sure to get the best home loan for your needs, check out Downs Financial. We're a mortgage bank that specializes in helping our clients get the right home mortgage fast, and we can help you as well!
The Advantages of Applying for Your Home Mortgage with a Mortgage Bank
Working with a mortgage bank is often more advantageous than using a broker. Mortgage brokers aren't actually lending you their own money. Instead, they match you with an out of state lender who may not know your particular market well. What this often means is delays (as the broker must continually relay information to the lender) as well as higher rates and fees. When you cut out the middleman and use a direct lender like Downs Financial, you'll save yourself time as well as money.
Downs Financial offers a wide range of mortgage loan options in order to suit the different needs of our clients. Depending on your financial situation, the type of home you wish to buy, and your plans for the future, we can offer you a stable fixed rate loan, a more flexible ARM (adjustable rate mortgage) loan, a no income verification loan or one specially tailored to those with less than perfect credit. And since we're a direct lender, we can offer you better rates and faster service than our competitors, helping you to meet your goals as quickly as possible.
Our home mortgage application process is simple, safe, and convenient. Just fill out our secure online application form and you'll receive a pre-approval the same day. If you'd like to speak to someone in person, call our toll free line and one of our associates will answer all your questions and help get you started. We approve four out of five applications, so chances are that once you apply, you can start shopping for a home right away!