When you're ready to purchase a home, we're here to guide you through the process quickly and efficiently. At Downs Financial, Inc., we're in the business of approving all kinds of customers with varied credit histories. We finance homes that cost anywhere from $60,000 to $5 million and know how to handle everything in between with ease; so no matter what your financial situation or needs, our licensed loan officers at Downs Financial, Inc. can help.
We're experts in the lending industry. We cut out the middleman because we're a mortgage bank, not a broker. We don't have to find the money to fund your loan, we've already got it. We don't have to work with the bank to create a loan program, we tailor our own according to your needs.
No matter your credit history, we will work hard to get you into your new home. Because we fund our own loans, we're able to not only look at your credit history, but your current situation as well to better construct a loan that suits your particular financial needs. Many lenders will not approve loans because of poor credit history, even if the applicant has a new job and a positive current situation.
That is not the case with our process. We know that people's lives change and evolve throughout the years, and our loan programs do as well. The market is constantly changing, and we know how to get the best rates even in the dreariest of market conditions. We will work to get you the best deal and lowest interest rate on your new home.