A home is a great investment, and real estate markets all over the country are experiencing significant growth. Since home values are continuing to rise, it makes sense to buy now and watch your investment grow. The question is, who should you trust to be your lender? Most online lenders offer convenient mortgage quote systems so you can shop around and see who will offer you the best deal. If you're looking for mortgage quotes, stop by the Downs Financial website. We offer fast online quotes, and we think you'll be pleasantly surprised with the great deals we can offer you.
An Online Mortgage Quote Is Quick and Easy!
Getting an online quote with Downs Financial couldn't be easier. Just fill out our brief online form; it asks only for basic personal and financial information and is completely secure. Once we receive your application, you'll get a call back in just 15 minutes from one of our lending professionals. They'll confirm your information and explain the amounts and types of loans that you qualify for. Remember, being pre-approved for one of our loans requires no commitment on your part. You can feel free to continue shopping around, but we feel confident you'll be back to take advantage of our great loan options!
All lenders, including Downs Financial, use the same basic information to formulate a mortgage quote. This includes your income, credit score, and the current value of your home if you are refinancing or applying for a second mortgage. As a general rule, those with good credit can expect a lower interest rate and better loan terms, while those with poor credit will be offered a higher interest rate and less flexible terms. Unlike many lenders who are out to make a quick buck, however, Downs Financial is not in the habit of taking advantage of our clients with poor credit. We will work with you to find a loan whose terms are both fair and affordable for you.
When you speak with one of our loan specialists, they will give you quotes for several different types of home loans. Depending on your financial goals and your plans for the future, we can recommend one of our stable fixed rate loan options, or a more flexible ARM loan. We want you to make the best choice, and our specialists will take the time to explain all of your options to you. At Downs Financial, we're proud of our people and they're proud to help you on your way to a new home!