When the time comes to refinance your home, Downs Financial, Inc. is there for all your mortgage solution needs. We are a direct lender, which means we cut brokers out of the process. We lend our own money and approve our own loans, so why go through a middleman who will just charge you unnecessary fees and take more of your hard-earned money?
It is a fact that lenders and brokers determine prices differently. A broker may offer you one rate, while a lender may offer you another for the same loan. Why is this? This is because brokers are allowed to keep some or all of the difference between the lowest going price on the market and the price quoted to you, the customer.
To avoid this, use our direct lending programs to save the most money. We don't have to charge exorbitant processing costs or higher rates because we've already got our own money working for us. We simply want to offer you the best rates to establish a working relationship with you. In our eight years in business, we pride ourselves on being able to create and maintain long-term relationships with our customers.
You can always ask us questions about the terms, rates, or fees of your loan, and we'll work to get you an answer you're satisfied with. Don't struggle trying to sort out the confusing information given by other companies. We'll give you honest, straightforward answers and quotes, period. This is our business and we're proud of it. Let us find you the perfect rate for your refinance today. Call us at 1-866-745-5989 or visit our website.