If you're in the market for a mortgage, you probably have a lot of questions. What type of mortgage is best for you? Should you apply online, or go to your bank? What amount can you expect to be approved for? Downs Financial combines the convenience of an online lender with personalized local service, so you can get the best mortgage for your needs quickly and easily.
What Type of Mortgage is Right for You? We Can Help You Decide
There are many different types of mortgages available. The one that's right for you will depend on your financial situation, the type of home you wish to buy, and your plans for the future. After you apply with Downs Financial, one of our team members will contact you to confirm that the loan you've applied for will best suit your goals as a borrower and future homeowner. Best of all, we're a direct lender--we use our own money so that we can offer you competitive rates and an easier approval process. There's no need to mar your credit by applying with lots of different online lenders.
If you're looking for the security that comes with a stable monthly payment throughout the life of your loan, a fixed rate mortgage may be right for you. If you want flexibility in your home loan, there are several different adjustable rate mortgages that can meet your needs. Downs Financial even offers mortgages for those in special circumstances, including the self-employed and those with less than perfect credit. Our website is full of useful information, including a loan calculator and mortgage glossary, to help you determine which type of loan you should apply for. If you have immediate questions, you can call our toll free customer service line for help in making your choice.
Once we've received and confirmed your application, you'll get a pre-approval by phone in just 15 minutes! This means that you can begin home shopping with confidence, knowing that when you find your dream home you'll have the funds to back up your bid. Owning your own home is a great investment, and a big step toward financial security. Let Downs Financial help make the process as easy as possible for you.