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No Income Verification Mortgage Loans

Many people, especially the self-employed, find it difficult to be approved for a loan because they can't prove steady income. A better option in cases such as these is a no income verification loan. Traditionally, no income verification mortgage loans require less documentation than traditional, fully documented loans.

We offer no income verification loans for our customers at Downs Financial, Inc., because we believe that our customers should have options when they are looking to purchase or refinance a home. Traditional loans require you to submit W-2 forms, check stubs, gross income amounts and more. No income verification loans are ideal for self-employed persons who find it difficult to prove a consistent yearly income because of ups and downs in their industry or income from multiple sources.

As well, no income verification loans are great for those who are in a time crunch. This is because the process doesn't require as much paperwork and therefore usually is quicker. You can apply online or give us a call at 1-866-745-5989.

No income verification programs are riskier for the lender, so they usually come with a higher interest rate. For us, we are a direct lender, so we can determine how much interest we will charge our customers on a case-by-case basis. The great thing is, because it's our money, we can loan it to whomever we want at the lowest rates possible. We respect the self-employed and will always offer them the most affordable rates, by taking into account their current financial situation.


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