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At Downs Financial, Inc., we make it our first priority to educate our customers about the benefits of our loan programs. This open communication, which we encourage between loan officer and applicant, helps us to build a customized plan for your mortgage solution. Whether you're looking for a new mortgage, a refinance with cash out, a home equity loan, or a lower rate for your refinance loan, we've got you covered.

Lending is an individual process we adapt for every person who fills out an application on our website or who calls our offices to speak to one of our licensed loan officers. We treat each new customer with respect and dignity. It's our job to work hard to find the best financial solution for your specific case, and we take it very seriously.

Don't waste your time or money using some broker who promises to work with you to find a great rate, only to offer you a mediocre rate with exorbitant hidden fees. Go right to the source. We're a direct lender with our own money to lend to people just like you. We are an experienced company that understands people have made mistakes in the past, and we promise not to hold it against you.

If you've got great credit, even better. All of our loan programs are fully researched and tested. When you explain your situation to us, we can help you choose the loan program that will get you the best monthly payment with the lowest interest rate. You can use our mortgage calculator online to test different combinations of terms, rates, and payments to suit your needs as well.


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