At Downs Financial, Inc., we offer a number of excellent mortgage solutions that will fit any need and budget. For example, sometimes it's hard for self-employed individuals to secure a low rate on their mortgage because, due to their lack of steady income, they are considered a higher risk. We offer great rates on our No Income Verification (NIV) loans because we loan our own money and assess our own risk.
What does this mean? It means that because we're a direct lender, there's no middleman (usually a broker) who has to try to convince the bank to approve your loan. We deal directly with you and work to get you a rate that is fair and competitive in the market.
We offer several mortgage products: flexible Adjustable Rate Mortgages (ARMs), home equity loans, refinance with cast out programs, and more for self-employed persons. We take your entire credit situation into account, not just your credit score and history. We can approve NIV loans based on assets only, bank statements, or virtually no documents at all because we make the decision in-house and assume all the risk if we think you can handle the loan.
We give our customers the benefit of the doubt. Home buyers, whether first time or repeat, are generally smart people by nature. You've done your research and found the advantages of buying versus renting. You've already made a step in the right direction. So visit us online or call us at 1-866-745-5989 to get pre-approved quickly and easily today.
